Skip to content
Wallet Bot
Get the app
← Back to home

Wallet Bot — Terms and Conditions

Effective date: August 6, 2026 Last updated: August 6, 2026

These Terms are published in Spanish and English. For consumers residing in the Argentine Republic, the Spanish version (“Términos y Condiciones”) is the legally operative text and prevails in case of any discrepancy. For all other users, this English version prevails and the Spanish version is a convenience translation.

1. Acceptance of these Terms

These Terms and Conditions (the “Terms”) are a binding agreement between you (“you”, the “User”) and [CONTROLLER LEGAL NAME], domiciled at [CONTROLLER ADDRESS, ARGENTINA] (“Wallet Bot”, “we”, “us”), governing your use of the Wallet Bot applications and services (the “Service”).

You accept these Terms by expressly indicating your acceptance when creating an account or, for local-only use, when first using the app. Mere navigation of our website does not by itself create a contract; we will always ask for your affirmative acceptance. If you do not agree with these Terms, do not use the Service.

Our Privacy Policy explains how we process your personal data and forms an integral part of these Terms.

2. The Service

Wallet Bot is a personal expense-tracking application:

  • You record your financial movements manually (or by voice/text through the optional AI assistant): accounts, transactions, categories, tags and dashboards, in multiple currencies.
  • Your data synchronizes across your devices when you use an online account; the app also works offline with your locally stored data.
  • The Service does not connect to banks or financial institutions, does not hold, transfer or manage money, and is not a financial institution, payment service or electronic wallet. All records are informational entries created by you.
  • The Service is provided free of charge (see Section 11).

3. Eligibility

You must be at least 18 years old and have legal capacity to contract in order to use the Service. By accepting these Terms you represent that you meet these requirements. We do not knowingly provide the Service to minors (see the Privacy Policy).

4. Your account

  • You must provide accurate information and keep it up to date. Verification of your email address is required for online accounts.
  • You are responsible for keeping your credentials and devices secure and for all activity on your account. Notify us immediately at support@walletbot.live if you suspect unauthorized access.
  • Your account is personal and non-transferable.
  • Local-only mode: the app can be used without an online account. In that mode your financial records and content exist only on your device; we keep no copy of them, cannot recover them if the device is lost, damaged or reset, and cannot provide support relating to them. The app still sends us the usage and diagnostic data described in the Privacy Policy (Section 3.4 there), which does not include your financial records. You are solely responsible for backing up a local-only account (e.g. through your operating system’s backup features).

5. Your content and data

  • You own your data. The financial records and other content you enter remain yours.
  • You grant us a limited, non-exclusive, worldwide license to host, store, reproduce and process that content solely as necessary to provide, secure, maintain and improve the Service, in accordance with the Privacy Policy. This license ends when your content is deleted from the Service.
  • You are responsible for the content you enter, and you must not enter content that is unlawful or infringes third-party rights.
  • You can permanently delete your account and data at any time (Section 13 and the Privacy Policy).

6. Not financial advice

The Service organizes and displays information that you provide. It is not intended to provide, and must not be construed as, financial, investment, tax, accounting, legal, insurance or any other professional advice, nor as an offer, solicitation or recommendation regarding any financial product or transaction.

  • All figures, balances, totals, charts and summaries are computed from your own manually entered (or voice-entered) data, which we do not and cannot verify.
  • Exchange rates used in cross-currency transfers are the ones you enter; they are not market quotations.
  • Before making financial decisions, verify your information and consult a qualified professional where appropriate.

7. AI assistant

The optional voice/text assistant is powered by third-party artificial-intelligence models (Google’s Gemini API or OpenAI’s API). By using it you acknowledge that:

  • The assistant can make mistakes: it may mis-hear or misinterpret amounts, currencies, dates, merchant names or instructions, and may create, modify or delete records incorrectly as a result. You are responsible for reviewing the records it creates or changes.
  • Assistant responses are generated automatically and are informational only; Section 6 (Not financial advice) fully applies to them.
  • When you use the assistant, your microphone audio and conversation content are processed by the AI provider (Google or OpenAI) as described in the Privacy Policy (Section 5 there). The feature is optional and the rest of the app works without it.

8. Acceptable use

You agree not to:

  • use the Service for any unlawful purpose or in violation of these Terms;
  • attempt to access other users’ data or any non-public part of the Service;
  • interfere with or disrupt the Service, circumvent security or rate limits, or introduce malicious code;
  • scrape, harvest or bulk-extract data from the Service, or use it to build a competing dataset;
  • resell, sublicense or commercially exploit the Service;
  • use the AI assistant for purposes unrelated to tracking your personal finances, or attempt to circumvent its intended function or safety limits;
  • reverse engineer, decompile or disassemble the Service, except to the extent such restriction is prohibited by applicable law;
  • impersonate any person or misrepresent your affiliation.

We may suspend or terminate accounts that materially breach this section (Section 13).

9. License to use the app; intellectual property

We grant you a personal, limited, non-exclusive, non-transferable, revocable license to install and use the Wallet Bot applications for your own use, subject to these Terms. The Service, including its software, design, branding and content (excluding your content, Section 5), is owned by us or our licensors and is protected by intellectual-property laws. No rights are granted except as expressly stated in these Terms.

If you send us feedback or suggestions, you grant us a free, perpetual license to use them without obligation to you; we will never use your name publicly in connection with feedback without your permission. Nothing in these Terms prevents you from publishing honest opinions or reviews about the Service.

10. Third-party services

The Service relies on third-party services (e.g. sign-in with Google, the Gemini or OpenAI APIs for the assistant, app-store distribution). Your use of those services may be subject to their own terms and privacy policies. We are not a party to your relationship with those providers, and their availability is not under our control. Where the app is distributed through an app store (e.g. Google Play, Apple App Store), the store’s terms also apply to the download and, in case of conflict regarding the store relationship, prevail in that respect.

11. Fees and future paid features

The Service is free of charge. We may in the future introduce optional paid features or plans. If we do:

  • We will publish their conditions before they apply.
  • You will never be charged without your prior, express agreement to a price and a payment method.
  • If a feature you actively use is to become paid, we will treat that as a material change to these Terms (Section 14), with the corresponding notice, and you may delete your account before it takes effect.

12. Availability, interruptions, updates and discontinuation

  • We work to keep the Service available and your data safe, but the Service is provided over networks and systems partly outside our control, and — as a free service — we do not guarantee uninterrupted, error-free availability. The Service may be interrupted, suspended or degraded, in whole or in part, at any time — for example due to maintenance, updates, incidents, capacity limits, or failures of third-party providers, networks or app stores — and, to the maximum extent permitted by applicable law, such interruptions do not give rise to any liability to you. We will apply reasonable efforts to restore the Service promptly after incidents.
  • The Service evolves continuously. To the maximum extent permitted by applicable law, we may add, change, limit, suspend, remove or permanently discontinue (“sunset”) features (or access to them) at any time, at our sole discretion, without cause and without prior notice, and this shall not give rise to any liability to you. Where mandatory law (including consumer-protection law) requires notice or other conditions for a specific change, we will comply with it.
  • Discontinuation of the Service: we may permanently discontinue the Service, in whole or in part, at any time. Discontinuing the Service as a whole is treated as a termination without cause under Section 13, with the notice described there. Where reasonably possible, we will give you an opportunity to take note of your records before shutdown; after shutdown, server-side data is deleted in accordance with the Privacy Policy. Data stored locally on your devices remains there, but the app’s online features (sign-in, synchronization, the AI assistant) will stop working.
  • For security and data-integrity reasons, synchronization may require a minimum supported app version. If your installed version falls below it, sync pauses until you update; your local data remains accessible offline in the meantime.
  • We may perform scheduled maintenance; where reasonably possible we will minimize disruption.

13. Termination

  • By you: you may stop using the Service at any time and delete your account at any time from the app (Settings → Delete my account) or at https://app.walletbot.live/delete-account. Deletion is immediate and irreversible once confirmed; see the Privacy Policy for details of what is deleted.
  • By us, for cause: we may suspend or terminate your account if you materially breach these Terms, if required by law, or where necessary to protect the security of the Service or other users. Except where the breach is severe or legal/security reasons prevent it, we will notify you and, where the breach is curable, give you a reasonable opportunity to remedy it.
  • By us, without cause: given that these Terms have no fixed duration, we may terminate the Service or your account without cause with the shortest prior notice permitted by applicable law — which may be little or none where the law allows it, and will be a reasonable advance notice where mandatory consumer-protection law so requires. You may use any notice period to take note of your records or delete your data.
  • Sections that by their nature should survive termination (including Sections 5 in fine, 6, 9, 15–18) survive it.

14. Changes to these Terms

We may modify these Terms for legitimate reasons: legal or regulatory changes, security needs, or the evolution of the Service. Changes will follow objective criteria:

  • We will announce material changes with reasonable advance notice before they take effect, through the Service (for example, a prominent in-app notice), indicating the new effective date.
  • Changes are not retroactive.
  • If you do not agree with a change, you may terminate the relationship and delete your account free of charge before the change takes effect. Continuing to use the Service after the effective date of a duly notified change constitutes acceptance of it.
  • Non-material changes (e.g. clarifications or typo fixes) may apply upon publication with an updated “Last updated” date.

15. Warranty disclaimer

To the maximum extent permitted by applicable law, the Service is provided “as is” and “as available”, without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, availability or non-infringement. We do not warrant that the Service will be uninterrupted, error-free or that any data displayed (which derives from your own entries) is accurate or complete.

This section does not exclude or limit any warranty or right that applicable law grants you as a consumer and that cannot be lawfully excluded or limited — including, for consumers in Argentina, the rights arising from Law No. 24,240 and complementary rules.

16. Limitation of liability

To the maximum extent permitted by applicable law:

  • We shall not be liable for indirect, incidental, special, consequential or punitive damages, or for loss of profits, revenue, data or goodwill, arising from or related to your use of (or inability to use) the Service — including Service interruptions or downtime and the modification, suspension or discontinuation of features or of the Service.
  • We are not liable for decisions you make based on information you entered into the Service, nor for inaccuracies in your own records (including records created by the AI assistant that you did not review), nor for loss of local-only data that was never in our custody.
  • Our total aggregate liability for all claims relating to the Service shall not exceed the greater of (a) the amounts you paid us for the Service in the 12 months preceding the event giving rise to liability, and (b) USD 100.

Exceptions — nothing in these Terms excludes or limits our liability where it would be unlawful to do so, including liability for our fraud or willful misconduct, gross negligence, death or personal injury caused by our negligence, or any liability that cannot be excluded or capped under mandatory law. For consumers, in particular consumers residing in Argentina, the limitations in this section apply only to the extent permitted by mandatory consumer-protection law (including Law No. 24,240); nothing in these Terms restricts, waives or conditions rights that such law grants you, and any clause that would do so shall be deemed not written to that extent.

17. Indemnification

To the extent permitted by applicable law — and, in the case of consumers, only to the extent compatible with mandatory consumer-protection law — you agree to hold us harmless from third-party claims arising from your unlawful use of the Service or your violation of these Terms, except to the extent the claim results from our own breach, fault or negligence.

18. Governing law and disputes

  • These Terms are governed by the laws of the Argentine Republic, without prejudice to any mandatory consumer protections of the country or state of your habitual residence that apply to you by law.
  • If you are a consumer residing in Argentina: any dispute shall be brought before the courts of your domicile, in accordance with consumer-protection law. You also retain the right to file complaints with consumer-protection authorities and, in data-protection matters, with the Agencia de Acceso a la Información Pública.
  • Other users: disputes shall be submitted to the ordinary courts sitting in the Autonomous City of Buenos Aires (Ciudad Autónoma de Buenos Aires), Argentina, except where the law of your place of residence grants you, as a consumer, the mandatory right to sue or be sued in your local courts, which these Terms do not displace.
  • We encourage you to contact us first at support@walletbot.live — most issues can be resolved informally.

19. Language versions

These Terms are executed in Spanish and English. For consumers residing in Argentina, the Spanish version prevails and is the operative text (Law No. 24,240, Article 10). For all other users, the English version prevails and the Spanish version is a convenience translation. Both versions are updated together.

20. Miscellaneous

  • Entire agreement: these Terms and the Privacy Policy constitute the entire agreement between you and us regarding the Service and supersede prior agreements on the same subject. This does not limit any rights granted to you by mandatory law.
  • Severability: if any provision is held invalid or unenforceable (including as an abusive clause under consumer law), it shall be deemed not written or reduced to the minimum extent necessary, and the remaining provisions remain in force.
  • No waiver: our failure to enforce a provision is not a waiver of it.
  • Assignment: you may not assign these Terms. We may assign them to a successor of the Service (e.g. in a merger or asset sale) with notice to you; if you do not agree with the assignment you may delete your account.
  • Notices: we will contact you at the email address of your account and/or through in-app notices. You can contact us at support@walletbot.live.

21. Contact

[CONTROLLER LEGAL NAME] [CONTROLLER ADDRESS, ARGENTINA] support@walletbot.live